Terms of Service

1. Educational Purpose Only

Paper Invest, Inc. ("Paper", "we", "our", or "us") provides a paper trading platform for educational and simulation purposes only. This platform does not involve real money, real securities, or actual trading. All trades, portfolios, and financial data are simulated.

2. Not Financial Advice

Nothing on this platform constitutes financial, investment, legal, tax, or other advice. Paper Invest is not a registered investment advisor, broker-dealer, or financial institution. We do not provide:

• Investment recommendations
• Financial planning services
• Tax advice or tax preparation services
• Legal advice
• Real brokerage services

3. Tax Disclaimer

4. No Real Money or Securities

All aspects of the Paper platform are simulated:

• No real money is deposited, invested, or at risk
• No real securities are purchased or sold
• Account balances and portfolios are fictional
• Profits and losses are simulated and have no monetary value
• You cannot withdraw or transfer any funds from Paper

5. Market Data

While we use real market data from licensed providers:

• Data may be delayed or contain errors
• Simulated execution may not reflect real market conditions
• Past performance data is not indicative of future results
• Market data is provided "as is" without warranties

6. User Responsibilities

By using Paper, you agree to:

• Use the platform only for educational purposes
• Not misrepresent simulated results as actual trading performance
• Not use the platform for market manipulation schemes
• Maintain the confidentiality of your account credentials
• Comply with all applicable laws and regulations

7. Intellectual Property

All content, features, and functionality of Paper are owned by Paper Invest, Inc. and are protected by international copyright, trademark, and other intellectual property laws.

8. API Usage

If you use our API:

• You must comply with our API rate limits
• You may not use the API for commercial purposes without a commercial license
• You must clearly indicate that results are simulated
• We may revoke API access for violations

9. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, PAPER INVEST SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING WITHOUT LIMITATION, LOSS OF PROFITS, DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES.

10. Indemnification

You agree to indemnify and hold harmless Paper Invest, Inc., its officers, directors, employees, and agents from any claims, damages, or expenses arising from your use of the platform or violation of these terms.

11. Termination

We reserve the right to terminate or suspend your account at any time, with or without cause or notice. Upon termination, your right to use the platform will immediately cease.

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Delaware, without regard to its conflict of law provisions.

13. Changes to Terms

We reserve the right to modify these terms at any time. We will notify users of any material changes by posting the new terms on this page and updating the "last updated" date.

14. Contact Information

If you have questions about these Terms of Service, please contact us at:

Paper Invest, Inc.
Email: [email protected]