Privacy Policy

1. Introduction

Paper Invest, Inc. ("Paper", "we", "our", or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our paper trading platform.

Remember: Paper is a simulated trading platform for educational purposes only. No real financial transactions occur on our platform.

2. Information We Collect

Information You Provide

• Account Information: Email address, username, and password
• Profile Information: Name and any optional profile details
• Trading Activity: Simulated trades, watchlists, and portfolio data
• Communications: Support requests and feedback

Information Collected Automatically

• Usage Data: Pages visited, features used, and interaction patterns
• Device Information: Browser type, operating system, and device identifiers
• Log Data: IP address, access times, and referring URLs
• API Usage: API calls, endpoints accessed, and request frequency

3. How We Use Your Information

We use your information to:

• Provide and maintain our paper trading platform
• Create and manage your simulated trading account
• Process and execute simulated trades
• Generate educational reports and analytics
• Send important platform updates and notifications
• Respond to support requests and inquiries
• Improve our platform and develop new features
• Ensure platform security and prevent abuse
• Comply with legal obligations

4. Information Sharing

We do not sell, rent, or trade your personal information. We may share your information only in these circumstances:

• Service Providers: With vendors who help us operate our platform (e.g., hosting, analytics)
• Legal Requirements: When required by law or to protect our rights
• Business Transfers: In connection with a merger or acquisition
• Aggregated Data: Non-identifiable data for research or marketing
• With Your Consent: When you explicitly agree to sharing

5. Data Security

We implement appropriate technical and organizational measures to protect your information, including:

• Encryption of data in transit and at rest
• Secure password hashing (no plain text storage)
• Regular security audits and updates
• Access controls and authentication
• Secure API endpoints with rate limiting

However, no method of transmission over the internet is 100% secure. While we strive to protect your information, we cannot guarantee absolute security.

6. Data Retention

We retain your information for as long as your account is active or as needed to provide our services. Specifically:

• Account data: Retained while account is active
• Trading history: Retained for educational analysis
• Usage logs: Retained for 90 days
• Deleted account data: Removed within 30 days

7. Your Rights and Choices

You have the right to:

• Access: Request a copy of your personal information
• Correction: Update or correct inaccurate information
• Deletion: Request deletion of your account and data
• Portability: Export your trading history and data
• Opt-out: Unsubscribe from marketing communications

To exercise these rights, contact us at [email protected]

8. Cookies and Tracking

We use cookies and similar technologies to:

• Keep you logged in to your account
• Remember your preferences
• Analyze platform usage and performance
• Provide security features

You can control cookies through your browser settings, but disabling them may affect platform functionality.

9. Third-Party Services

We use the following third-party services:

• Market Data Providers: For real-time price information
• Cloud Infrastructure: For hosting and data storage
• Analytics Services: For usage analysis and improvements

These services have their own privacy policies and data practices.

10. Children's Privacy

Paper is not intended for users under 18 years of age. We do not knowingly collect information from children. If you believe we have collected information from a child, please contact us immediately.

11. International Users

Paper is operated from the United States. If you access our platform from outside the United States, your information will be transferred to and processed in the United States. By using Paper, you consent to this transfer.

12. California Privacy Rights

California residents have additional rights under the California Consumer Privacy Act (CCPA):

• Right to know what personal information is collected
• Right to know if personal information is sold or disclosed
• Right to say no to the sale of personal information
• Right to equal service and price

We do not sell personal information to third parties.

13. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any material changes by posting the new policy on this page and updating the "last updated" date. We encourage you to review this policy periodically.

14. Contact Us

If you have questions about this Privacy Policy or our data practices, please contact us: